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Complete Chit Working Schedule

Full month-by-month breakdown of prize money, bid amounts, monthly dues and dividends — for every plan.

₹1,50,000
Chit Value
₹6,000
Monthly Installment
25
Members / Months
₹1,500
Max Dividend / Month
₹19,420
Total Dividends Earned
30%
Foreman Commission
💡 From Month 3 onwards, your monthly due reduces as dividends are credited back. The earlier you win the auction, the more you can save on your installment.
MonthPrize Money (₹)Bid Amt (₹)Monthly Due (₹)Dividend (₹)
11,50,000FOREMAN6,000
21,05,00045,0006,000
31,05,00045,0004,5001,500
41,05,00045,0004,5001,500
51,05,00045,0004,5001,500
61,07,00043,0004,5001,500
71,09,00041,0004,5801,420
81,11,00039,0004,6601,340
91,13,00037,0004,7401,260
101,15,00035,0004,8201,180
111,17,00033,0004,9001,100
121,19,00031,0004,9801,020
131,21,00029,0005,060940
141,23,00027,0005,140860
151,25,00025,0005,220780
161,27,00023,0005,300700
171,29,00021,0005,380620
181,31,00019,0005,460540
191,33,00017,0005,540460
201,35,00015,0005,620380
211,37,00013,0005,700300
221,38,50011,5005,780220
231,40,00010,0005,840160
241,41,5008,5005,900100
251,42,5007,5005,96040
TOTAL₹1,30,580₹19,420
₹5,00,000
Chit Value
₹12,500
Monthly Installment
40
Members / Months
₹3,750
Max Dividend / Month
₹71,675
Total Dividends Earned
35%
Foreman Commission
💡 This 40-month plan gives you maximum dividend earning time. Your monthly due reduces from ₹12,500 to ~₹8,750 from Month 3 onwards.
MonthPrize Money (₹)Bid Amt (₹)Monthly Due (₹)Dividend (₹)
15,00,000FOREMAN12,500
23,25,0001,75,00012,500
33,25,0001,75,0008,7503,750
43,25,0001,75,0008,7503,750
53,25,0001,75,0008,7503,750
63,30,0001,70,0008,7503,750
73,35,0001,65,0008,8753,625
83,40,0001,60,0009,0003,500
93,45,0001,55,0009,1253,375
103,50,0001,50,0009,2503,250
113,55,0001,45,0009,3753,125
123,60,0001,40,0009,5003,000
133,65,0001,35,0009,6252,875
143,70,0001,30,0009,7502,750
153,75,0001,25,0009,8752,625
163,80,0001,20,00010,0002,500
173,85,0001,15,00010,1252,375
183,90,0001,10,00010,2502,250
193,95,0001,05,00010,3752,125
204,00,0001,00,00010,5002,000
214,10,00090,00010,6251,875
224,10,00090,00010,7501,750
234,15,00085,00010,8751,625
244,20,00080,00011,0001,500
254,25,00075,00011,1251,375
264,29,00071,00011,2501,250
274,33,00067,00011,3501,150
284,37,00063,00011,4501,050
294,41,00059,00011,550950
304,45,00055,00011,650850
314,48,00052,00011,750750
324,51,00049,00011,825675
334,54,00046,00011,900600
344,58,00042,00011,975525
354,62,00038,00012,075425
364,65,00035,00012,175325
374,67,50032,50012,250250
384,70,00030,00012,313187
394,72,50027,50012,375125
404,75,00025,00012,43862
TOTAL₹4,28,325₹71,675
₹10,00,000
Chit Value
₹25,000
Monthly Installment
40
Members / Months
₹7,500
Max Dividend / Month
₹1,43,350
Total Dividends Earned
35%
Foreman Commission
💡 Monthly due drops from ₹25,000 to ₹17,500 from Month 3. Over 40 months, you earn back ₹1.43 Lakh in dividends.
MonthPrize Money (₹)Bid Amt (₹)Monthly Due (₹)Dividend (₹)
110,00,000FOREMAN25,000
26,50,0003,50,00025,000
36,50,0003,50,00017,5007,500
46,50,0003,50,00017,5007,500
56,50,0003,50,00017,5007,500
66,60,0003,40,00017,5007,500
76,70,0003,30,00017,7507,250
86,80,0003,20,00018,0007,000
96,90,0003,10,00018,2506,750
107,00,0003,00,00018,5006,500
117,10,0002,90,00018,7506,250
127,20,0002,80,00019,0006,000
137,30,0002,70,00019,2505,750
147,40,0002,60,00019,5005,500
157,50,0002,50,00019,7505,250
167,60,0002,40,00020,0005,000
177,70,0002,30,00020,2504,750
187,80,0002,20,00020,5004,500
197,90,0002,10,00020,7504,250
208,00,0002,00,00021,0004,000
218,10,0001,90,00021,2503,750
228,20,0001,80,00021,5003,500
238,30,0001,70,00021,7503,250
248,40,0001,60,00022,0003,000
258,50,0001,50,00022,2502,750
268,58,0001,42,00022,5002,500
278,66,0001,34,00022,7002,300
288,74,0001,26,00022,9002,100
298,82,0001,18,00023,1001,900
308,90,0001,10,00023,3001,700
318,96,0001,04,00023,5001,500
329,02,00098,00023,6501,350
339,08,00092,00023,8001,200
349,16,00084,00023,9501,050
359,24,00076,00024,150850
369,30,00070,00024,350650
379,35,00065,00024,500500
389,40,00060,00024,625375
399,45,00055,00024,750250
409,50,00050,00024,875125
TOTAL₹8,56,650₹1,43,350
₹15,00,000
Chit Value
₹50,000
Monthly Installment
30
Members / Months
₹12,250
Max Dividend / Month
₹1,75,417
Total Dividends Earned
30%
Foreman Commission
💡 Your monthly due drops from ₹50,000 to ~₹37,750 from Month 3. Over 30 months you earn ₹1.75 Lakh back in dividends.
MonthPrize Money (₹)Bid Amt (₹)Monthly Due (₹)Dividend (₹)
115,00,000FOREMAN50,000
210,50,0004,50,00050,000
310,50,0004,50,00037,75012,250
410,50,0004,50,00037,75012,250
510,50,0004,50,00037,75012,250
610,65,0004,35,00038,25011,750
710,85,0004,15,00038,58311,417
810,95,0004,05,00038,91711,083
911,05,0003,95,00039,25010,750
1011,15,0003,85,00039,58310,417
1111,30,0003,70,00039,91710,083
1211,45,0003,55,00040,4179,583
1311,60,0003,40,00040,9179,083
1411,75,0003,25,00041,4178,583
1512,00,0003,00,00041,9178,083
1612,25,0002,75,00042,7507,250
1712,50,0002,50,00043,5836,417
1812,75,0002,25,00044,4175,583
1913,00,0002,00,00045,2504,750
2013,25,0001,75,00046,0833,917
2113,50,0001,50,00046,9173,083
2213,75,0001,25,00047,7502,250
2313,90,0001,10,00048,5831,417
2413,95,0001,05,00049,083917
2514,00,0001,00,00049,250750
2614,05,00095,00049,417583
2714,10,00090,00049,583417
2814,15,00085,00049,750250
2914,20,00080,00049,91783
3014,25,00075,00049,833167
TOTAL₹13,24,583₹1,75,417
₹25,00,000
Chit Value
₹1,00,000
Monthly Installment
25
Members / Months
₹25,000
Max Dividend / Month
₹3,02,000
Total Dividends Earned
30%
Foreman Commission
💡 This premium plan saves you ₹25,000/month from Month 3. Total dividends of ₹3.02 Lakh earned over 25 months — a significant return.
MonthPrize Money (₹)Bid Amt (₹)Monthly Due (₹)Dividend (₹)
125,00,000FOREMAN1,00,000
217,50,0007,50,0001,00,000
317,50,0007,50,00075,00025,000
417,80,0007,20,00075,00025,000
518,10,0006,90,00076,20023,800
618,40,0006,60,00077,40022,600
718,70,0006,30,00078,60021,400
819,00,0006,00,00079,80020,200
919,30,0005,70,00081,00019,000
1019,60,0005,40,00082,20017,800
1119,90,0005,10,00083,40016,600
1220,20,0004,80,00084,60015,400
1320,50,0004,50,00085,80014,200
1420,80,0004,20,00087,00013,000
1521,10,0003,90,00088,20011,800
1621,40,0003,60,00089,40010,600
1721,70,0003,30,00090,6009,400
1822,00,0003,00,00091,8008,200
1922,25,0002,75,00093,0007,000
2022,50,0002,50,00094,0006,000
2122,75,0002,25,00095,0005,000
2223,00,0002,00,00096,0004,000
2323,25,0001,75,00097,0003,000
2423,50,0001,50,00098,0002,000
2523,75,0001,25,00099,0001,000
TOTAL₹21,98,000₹3,02,000
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